Games for my Husband
I already bought a watch for my husband as a gift for three events: Christmas, New Year, and his birthday. I know that doesn't sound fair but I'm sure he's used to it because his birthday is falls on New Year. I'm still thinking of other gifts for him and the only thing that I know he's passionate about are adventure games. If we have a mac, I'm sure he'll be into mac games and I stumbled on this site where the best mac games could be found. Luckily, they also have a PC version so my hubby can try it out.There are more games to choose from at Winter Wolves. I know he'll be delighted trying our the other games like Supernova 2: Spacewar, Universal Boxing Manager, The Goalkeeper, and TV Station Manager that he wouldn't feel bad he just received one gift!
Learn Clipper Cutting Technique
If there's one useful skill I would like to learn that will surely benefit my whole family that would be clipper cutting. Imagine learning stylish cuts for my hubby and my little boy. Aesthetic video source offers Clipper Cutting Techniques I and II, a two part DVD tutorial featuring veteran stylist Gary Rallison. This video is great for professional hair cutters and will teach not only different cutting techniques such as the fade haircut, taper fade, and even female clipper cuts for women like myself, but also give tips on the business aspect of hair cutting. The two-part video series features different models with varying hair textures so to demonstrate the hair cutting techniques more effectively. Each video in the Professional Clipper Cutting Techniques DVD series (Vol. I: 1 Hr. 27 Mins.; Vol. II: 1 Hr. 26 Mins.) can be ordered for $49.95 plus shipping, by calling 1-800-414-2434 or visiting www.VideoShelf.com. The complete set can be purchased for $80.00, at a savings of 20%.Hair Cutting Techniques
Fade Haircut | Buzz Cuts
Laser Hair Removal
Women have endured painful hair removal for as long as we can remember but with the advancement of technology, this is becoming a thing of the past. I'm sure every woman, no matter what age or background, would be ecstatic to receive a permanent hair removal treatment. Laser treatment is a non-surgical procedure to remove unwanted hair in the face, underarms, back, bikini area, and legs. It is fast and painless that's why it's now one of the to five non-surgical procedures for men and women. Aesthetic Video Source offers a complete guide to laser removal which is perfect for doctors and medical practitioners who are thinking of offering this service and expanding their business. Two physicians, who are already expert in laser hair removal, will demonstrate how they perform the procedure and share tips as well. You can order the Complete Guide to Laser Removal DVD ($175.00) by calling 1-800-414-2434 or visiting www.VideoShelf.com.
Laser Hair Removal Video
Hair Removal Videos | Facial Hair Removal
The Best Time to Eliminate Debt is Christmas
We're fortunate we don't have any debts to pay but we're still thinking long and hard before we use that extra money. Our wishlist includes a digital camera, a vacation, an oven, and a new guitar but we hope we'll end up making some practical purchases instead and keep the remaining money in a bank which we can use as a capital for our business in the future. Too bad I don't have any bonus because I'm working at home but that's the only thing I'm missing from my previous work. Anyway, I wish all of us to have the best Christmas we'll ever have but not at the expense of our finances!
More Eyeglasses from Zenni
The popular online eyeglasses shop has something in store for the holiday. Check out the Holiday Glass Frames From Zenni Optical and you'll see lots and lots of designs to choose from. I personally like this metal half-rim frame with polarized magnetic snap-on sunlens so I can have both eyeglasses and shades for the bright sunny days in the summer. If you're in a budget you can also find $ 8 Complete Rx Eyeglasses.
Opening a Savings Account to help in Debt Elimination
Image via WikipediaOur family's goal is to really save money. In line with our goal, I opened three bank accounts this month alone: one for my online salary, one for Z, and the third one an automatic savings account connected to S's payroll. Even if I've been earning online, it seems that we end up wasting the money on things I don't even remember because it's deposited to our current atm which we use when we go out, shop for our grocery, etc. Now that my online salary is deposited on it's own account, I'm confident that the extra money will remain untouched and it will be easier to save it.Z didn't understand what it meant to open a bank account but he sure was excited to see his name on his passbook. It's timely because Christmas is coming and so is his birthday this January. All the money gifts he will receive will be deposited directly there. I'm already excited to see his money grow slowly but surely. I'm sure he'll be able to appreciate having money in the bank when he's old enough. I also hope this will instill to him the value of saving so that in the future he won't have a problem with debt elimination.
While at BDO, my husband tried applying for a credit card. As of the moment we don't have a single credit card but we tried to apply for one just in case. We thought the application was going smoothly and we had submitted all the requirements but someone from the bank called S and told him he hasn't submitted a photocopy of his IDs. That was impossible because we couldn't open a savings account without IDs so I'm sure they were the ones who forgot to attach it or something. When we went back to BDO to claim our ATM card, we mentioned it and they said we need to submit our IDs again, unfortunately we only brought one ID this time so I told S it's better that way, maybe it's really not meant for us to have a credit card. It doesn't matter if we have a poor credit score, but the reason why we're saving is to avoid incurring any kind of debt in the future.
I opened our third bank account because one of our perennial problems was saving a portion of S's income and not touching it. While reading the newspaper, I chanced upon an advertisement of BPI's Direct Save UP which automatically deducts whatever amount you set from your payroll atm to its very own account. You won' be able to spend that money because the account doesn't come with ATM. What's more, you will be insured 5X of your saved amount.
Now that everything is in place, it's up to us whether we will be successful in our goal or not. As the moment, I'm just thankful we're worrying about saving money and not about debt elimination.
Importance of Family Time
Zenni was Featured on Fox
If you have been postponing buying your own glasses from Zenni because you might be wondering about its quality, check Zenni on Fox because Zenni Optical was on FOX news! Check out their review on Zenni's quality eyewear. At Zenni, you can have Great Eyeglasses For Less. I bought my previous eyeglasses for $20 but Zenni offers glasses for as low as $8. You can also choose Variable Dimension Frames From Zenni, they have so many frames to choose from I'm sure you'll find the right one for you.My New Eyeglasses
Eventhough I have poor eyesight, I didn't wear glasses for almost two years. After becoming a mother, my priority has been my son and as a result I put my needs have been put in second place. When we go to the mall, we always think of buying toys for Z but never for the things we need for ourselves. That's why it took me two years to buy my pair of glasses after I accidentally sat down on my previous pair. Wanna know what finally prompted me to buy a new pair of glasses? Well, I saw an offer online that I simply could not refuse - quality, stylish eyeglasses for the low price $8.00. I couldn't believe it at first because it has all the things I want in my glass: thin lens, UV protection, scratch resistant, and so many frames and colors to choose from and yet it was still so affordable. I had a hard time choosing the right one for me because there were so many styles to choose from but with the help of my husband, we finally chose a stylish silver-framed glasses. I have been wearing it for a month now and I certainly have no regrets.Mortgage Loans
We are living in a rented apartment so we're not paying any mortgage loans at the present. Still, nothing beats owning your own house so I have been browsing the internet for more information on how to get a loan. It's a sad reality that the only way most people achieve their goal of owning their own house is through applying for mortgage loans but with the tough times, who can really afford to pay their house in full nowadays? Add the fact that they say recession is looming so even paying mortgage loans are proving to be more and more difficult these days. That's why it's getting harder and harder to get a loan especially for people with bad credit financing and those who have loans with bad credit. But there's a solution to every problem and as I said before, if you have no expertise in that area it will do you more good than harm to get professional help. It's always good to know all your options before making that big purchase and expert help is just a click away.
Where to Find the Best Gadgets
All the different gadgets coming out left and right make my head spin! It came to a point I don't know what to choose anymore. Good thing I found this extremely helpful website GadgetAdvisor.com. The review of the best extensions for Firefox and the best Windows software made my choosing definitely easier and my computer life a little less difficult. And because of their Blaze Media Pro review, I know now what to use in converting my audio files for my transcription job.
Business Loans
One of my our future goals is to set up our own business. One of the criteria to make a business successful is of course, capital. If you are full of business ideas but is lacking in capital and collateral, worry no more. I found the fastest way to get a Business Loan. With Ezunsecured.com, applying for Business Loans is easy and guaranteed fast funding.
How to Change the Look of your Home
Are you tired of the design of your home and want something new? They said repainting the walls is the cheapest way to change the look of your home, but painting sounds like back breaking labor especially to a stay-at-home mom like me whose only exercise is carrying the grocery and Z's bike up and down the stairs. I am done with curtains too, I have bought three different kinds of curtains for the past year and that's enough for me. What about the floors? Aren't you tired of looking at the same floor everyday? No, I am not suggesting that you change your tiles - that is certainly the expensive way to do it. If you have run out of ideas then why not add a rug? Adding Rugs is the fastest way to change the look and mood of your room. I chanced upon a beau
tiful collection of Cheap Rugs that are up to 80% off so maybe painting is not the cheapest way to change the look of your house, after all. There are so many rugs to choose from. They got Accent Rugs, Area Rug, Area Rugs, Bathroom Rugs, Braided Rugs, Area Rugs, Contemporary Rugs, Discount Rugs, Flokati Rugs, Floor Rugs, Hooked Rugs, Kids Rugs, Modern Rugs, Oriental Rugs, Persian Rugs, Round Rugs, Rugs, Shag Rugs, Shaw Rugs, Sisal Rugs, Wool Rugs - you name it, they got it. If you have no idea which rug is for which just click on the rug type and it will direct you to a nice description of what it is and where it is for. In no time, I am sure you will be well-versed with rugs and can find a rug perfect for every room in your house like this beautiful rug in the picture. If you are still having second thoughts their free shipping will guarantee you more savings. I am sure most families are feeling the economic crunch but if you are creative and resourceful enough there are still cheap ways to add beauty in your home.
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